[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.amal.cz\/dostali-jste-se-do-financnich-problemu\/#Article","mainEntityOfPage":"https:\/\/www.amal.cz\/dostali-jste-se-do-financnich-problemu\/","headline":"Dostali jste se do finan\u010dn\u00edch probl\u00e9m\u016f?","name":"Dostali jste se do finan\u010dn\u00edch probl\u00e9m\u016f?","description":"Ve sd\u011blovac\u00edch prost\u0159edc\u00edch se velmi \u010dasto \u0159e\u0161\u00ed probl\u00e9my s dluhy. V sou\u010dasn\u00e9 dob\u011b je vedeno v\u00edce ne\u017e t\u0159\u00ed milion\u016f exekuc\u00ed v\u016f\u010di t\u00e9m\u011b\u0159 \u0161esti st\u016fm tis\u00edc\u016fm fyzick\u00fdm osob\u00e1m, co\u017e znamen\u00e1, \u017ee se s exekucemi pot\u00fdk\u00e1 velk\u00e9 mno\u017estv\u00ed lid\u00ed. Velk\u00e1 \u010d\u00e1st lid\u00ed si za n\u011b m\u016f\u017ee samoz\u0159ejm\u011b sama, ale jsou i lid\u00e9, kte\u0159\u00ed ke dluh\u016fm p\u0159i\u0161li, jako […]","datePublished":"2026-01-22","dateModified":"2026-01-22","author":{"@type":"Person","@id":"https:\/\/www.amal.cz\/author\/#Person","name":"","url":"https:\/\/www.amal.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4bf629230dc34158290ba5b10491f45b3bfbba94b88af3386c3da2fed730f430?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4bf629230dc34158290ba5b10491f45b3bfbba94b88af3386c3da2fed730f430?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"amal.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.amal.cz\/wp-content\/uploads\/car-3318443_640_10_10.jpg","url":"https:\/\/www.amal.cz\/wp-content\/uploads\/car-3318443_640_10_10.jpg","height":0,"width":0},"url":"https:\/\/www.amal.cz\/dostali-jste-se-do-financnich-problemu\/","about":["Podnik\u00e1n\u00ed"],"wordCount":414,"articleBody":"         Ve sd\u011blovac\u00edch prost\u0159edc\u00edch se velmi \u010dasto \u0159e\u0161\u00ed probl\u00e9my s dluhy. V sou\u010dasn\u00e9 dob\u011b je vedeno v\u00edce ne\u017e t\u0159\u00ed milion\u016f exekuc\u00ed v\u016f\u010di t\u00e9m\u011b\u0159 \u0161esti st\u016fm tis\u00edc\u016fm fyzick\u00fdm osob\u00e1m, co\u017e znamen\u00e1, \u017ee se s exekucemi pot\u00fdk\u00e1 velk\u00e9 mno\u017estv\u00ed lid\u00ed. Velk\u00e1 \u010d\u00e1st lid\u00ed si za n\u011b m\u016f\u017ee samoz\u0159ejm\u011b sama, ale jsou i lid\u00e9, kte\u0159\u00ed ke dluh\u016fm p\u0159i\u0161li, jako slep\u00ed k housl\u00edm. Probl\u00e9m je, \u017ee nikdo nerozli\u0161uje, kdo je v jak\u00e9 skupin\u011b. Ka\u017ed\u00fd dlu\u017en\u00edk je veden\u00fd v registru dlu\u017en\u00edk\u016f je\u0161t\u011b t\u0159i roky pot\u00e9, co dlu\u017en\u00edk doplat\u00ed posledn\u00ed spl\u00e1tku. O v\u00fdmaz lze po\u017e\u00e1dat a\u017e po uplynut\u00ed t\u00e9to doby. B\u011bhem doby, po kterou je n\u011bkdo veden\u00fd v rejst\u0159\u00edku dlu\u017en\u00edk\u016f, nen\u00ed u v\u011bt\u0161iny poskytovatele p\u016fj\u010dek mo\u017en\u00e9, aby si po\u017e\u00e1dal o dal\u0161\u00ed. V\u011bt\u0161ina finan\u010dn\u00edch spole\u010dnost\u00ed si registry proch\u00e1z\u00ed, a jakmile zjist\u00ed, \u017ee \u017eadatelovo jm\u00e9no se v nich nach\u00e1z\u00ed, automaticky \u017e\u00e1dost zam\u00edtaj\u00ed. T\u00fdk\u00e1 se to p\u0159edev\u0161\u00edm bank nejen v p\u0159\u00edpad\u011b hypot\u00e9ky, ale i v p\u0159\u00edpadech, kdy \u017eadatel projev\u00ed z\u00e1jem o p\u016fj\u010dku nebo o \u00fav\u011br. Registry proch\u00e1z\u00ed i prodejci vozidel.Z\u00e1kon schv\u00e1lnosti funguje v\u017edy a v\u0161ude, co\u017e znamen\u00e1, \u017ee kdy\u017e se to nejm\u00e9n\u011b hod\u00ed, dojde k tomu, \u017ee se definitivn\u011b rozbije auto. Spousta lid\u00ed m\u00e1 star\u0161\u00ed vozidlo, kter\u00fdm jezd\u00ed do pr\u00e1ce nebo na n\u00e1kupy, proto\u017ee si nov\u011bj\u0161\u00ed nemohou dovolit. V p\u0159\u00edpad\u011b exekuce je nav\u00edc nemo\u017en\u00e9 si koupit nov\u00e9 auto, exekuto\u0159i r\u00e1di sahaj\u00ed i na star\u0161\u00ed vozidla, kter\u00e1 by prodali v r\u00e1mci dra\u017eby. Je velmi t\u011b\u017ek\u00e9 exekutory p\u0159esv\u011bd\u010dit, \u017ee vozidlo je pro pot\u0159eby dlu\u017en\u00edka nezbytn\u00e9.Jak si po\u0159\u00eddit auto po insolvenci? P\u0159\u00edli\u0161 mnoho exekuc\u00ed na vysok\u00e9 \u010d\u00e1stky nut\u00ed lidi k tomu si \u017e\u00e1dat o insolvenci, tedy o odlo\u017een\u00ed. Kdo spln\u00ed podm\u00ednky, tomu soud n\u00e1vrh schv\u00e1l\u00ed. Ale i pro ukon\u010den\u00ed insolvence plat\u00ed stejn\u00e1 pravidla jako pro exekuce. To znamen\u00e1, \u017ee lid\u00e9 veden\u00ed v registru v r\u00e1mci insolvence si nov\u00e9 auto b\u011b\u017en\u011b tak\u00e9 nekoup\u00ed. Jde to ale \u0159e\u0161it, proto\u017ee n\u011bkte\u0159\u00ed prodejci nab\u00edzej\u00ed auto na spl\u00e1tky po insolvenci https:\/\/goldbanking.cz\/auto-na-splatky\/.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dostali jste se do finan\u010dn\u00edch probl\u00e9m\u016f?","item":"https:\/\/www.amal.cz\/dostali-jste-se-do-financnich-problemu\/#breadcrumbitem"}]}]